/* Layout: one 1180px column; dark forest hero bands alternate with a pale field ground; orange is the single action colour. */
:root {
  --forest: #0b2e1a;
  --forest-2: #164a2b;
  --forest-3: #1f5c37;
  --orange: #f58214;
  --orange-ink: #b85a00;
  --field: #eef3eb;
  --paper: #ffffff;
  --ink: #0b2e1a;
  --muted: #4a5d50;
  --line: #cad6c6;
  --on-dark: #f3f7f1;
  --on-dark-muted: #b9cbbd;
  --danger: #a8201a;
  --ok: #1d6a39;
  --font: "Archivo", "Helvetica Neue", Arial, sans-serif;
  --mono: "IBM Plex Mono", ui-monospace, "SFMono-Regular", Menlo, monospace;
  --wrap: 1180px;
  --radius: 10px;
  --gutter: clamp(16px, 4vw, 40px);
  color-scheme: light;
}

*, *::before, *::after { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: var(--font);
  font-size: 1.0625rem;
  line-height: 1.6;
  color: var(--ink);
  background: var(--field);
  font-variation-settings: "wdth" 100;
}
img, svg { max-width: 100%; }
a { color: var(--forest-3); text-underline-offset: 3px; }
a:hover { color: var(--orange-ink); }
:focus-visible { outline: 3px solid var(--orange); outline-offset: 3px; border-radius: 4px; }
h1, h2, h3 { line-height: 1.1; text-wrap: balance; margin: 0; font-variation-settings: "wdth" 118; letter-spacing: -0.01em; }
h1 { font-size: clamp(2.3rem, 6vw, 4.4rem); font-weight: 800; }
h2 { font-size: clamp(1.7rem, 3.4vw, 2.5rem); font-weight: 780; }
h3 { font-size: 1.2rem; font-weight: 700; font-variation-settings: "wdth" 110; }
p { margin: 0; max-width: 65ch; }
.skip { position: absolute; left: -999px; top: 8px; background: var(--orange); color: var(--forest); padding: 8px 14px; border-radius: 6px; z-index: 100; font-weight: 700; }
.skip:focus { left: 8px; }

.wrap { max-width: var(--wrap); margin-inline: auto; padding-inline: var(--gutter); }
.eyebrow { font-family: var(--mono); font-size: .78rem; letter-spacing: .14em; text-transform: uppercase; color: var(--orange-ink); font-weight: 500; }
.dark .eyebrow { color: var(--orange); }
.lede { font-size: clamp(1.1rem, 1.6vw, 1.3rem); color: var(--muted); }
.dark .lede { color: var(--on-dark-muted); }
.stack { display: grid; gap: 18px; }

/* Header */
.site-header { position: sticky; top: 0; z-index: 50; background: var(--forest); color: var(--on-dark); border-bottom: 1px solid rgba(255,255,255,.08); }
.site-header .wrap { display: flex; align-items: center; justify-content: space-between; gap: 16px; min-height: 68px; }
.brand { display: flex; align-items: center; gap: 10px; color: var(--on-dark); text-decoration: none; font-weight: 800; font-variation-settings: "wdth" 120; letter-spacing: -.01em; font-size: 1.1rem; }
.brand:hover { color: var(--on-dark); }
.brand small { display: block; font-family: var(--mono); font-weight: 400; font-size: .64rem; letter-spacing: .16em; color: var(--orange); text-transform: uppercase; font-variation-settings: normal; }
.brand svg { flex: none; }
.nav { display: flex; align-items: center; gap: 4px; }
.nav a { color: var(--on-dark); text-decoration: none; font-size: .95rem; padding: 10px 12px; border-radius: 8px; font-weight: 500; }
.nav a:hover, .nav a[aria-current="page"] { background: rgba(255,255,255,.08); color: #fff; }
.nav a[aria-current="page"] { box-shadow: inset 0 -2px 0 var(--orange); border-radius: 8px 8px 0 0; }
.nav .btn { margin-left: 8px; }
.menu-btn { display: none; background: none; border: 1px solid rgba(255,255,255,.25); color: var(--on-dark); border-radius: 8px; min-width: 44px; min-height: 44px; padding: 0 12px; font: inherit; font-weight: 600; cursor: pointer; }

@media (max-width: 960px) {
  .menu-btn { display: inline-flex; align-items: center; gap: 8px; }
  .nav { display: none; position: absolute; top: 100%; left: 0; right: 0; flex-direction: column; align-items: stretch; background: var(--forest); padding: 8px var(--gutter) 20px; border-bottom: 3px solid var(--orange); }
  .nav.open { display: flex; }
  .nav a { padding: 14px 8px; border-bottom: 1px solid rgba(255,255,255,.08); border-radius: 0; }
  .nav a[aria-current="page"] { box-shadow: inset 3px 0 0 var(--orange); }
  .nav .btn { margin: 14px 0 0; justify-content: center; }
}

/* Buttons */
.btn { display: inline-flex; align-items: center; gap: 10px; min-height: 48px; padding: 0 22px; border-radius: 999px; font: inherit; font-weight: 700; text-decoration: none; border: 2px solid transparent; cursor: pointer; transition: transform .15s ease, background .15s ease, box-shadow .15s ease; }
.btn-primary { background: var(--orange); color: var(--forest); }
.btn-primary:hover { background: #ff9e45; color: var(--forest); transform: translateY(-1px); box-shadow: 0 8px 20px -8px rgba(245,130,20,.7); }
.btn-ghost { border-color: currentColor; color: inherit; background: transparent; }
.btn-ghost:hover { background: rgba(255,255,255,.08); color: inherit; }
.light .btn-ghost:hover { background: rgba(11,46,26,.06); }
.btn .arrow { transition: transform .15s ease; }
.btn:hover .arrow { transform: translateX(3px); }
.nav .btn-primary { min-height: 42px; padding: 0 18px; }

/* Sections */
.dark { background: var(--forest); color: var(--on-dark); }
.section { padding-block: clamp(56px, 8vw, 104px); }
.section-head { display: grid; gap: 14px; margin-bottom: 40px; }

/* Hero */
.hero { position: relative; overflow: hidden; background: radial-gradient(1100px 500px at 85% 10%, var(--forest-3) 0%, transparent 60%), var(--forest); color: var(--on-dark); padding-block: clamp(56px, 9vw, 120px); }
.hero .wrap { display: grid; grid-template-columns: minmax(0, 1.25fr) minmax(0, .9fr); gap: clamp(28px, 5vw, 64px); align-items: center; }
.hero h1 em { font-style: normal; color: var(--orange); }
.hero .actions { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 8px; }
.hero-dial { justify-self: center; width: min(420px, 100%); aspect-ratio: 1; }
.page-hero { background: var(--forest); color: var(--on-dark); padding-block: clamp(48px, 7vw, 88px); }
.page-hero .wrap { display: grid; gap: 16px; }
@media (max-width: 860px) { .hero .wrap { grid-template-columns: 1fr; } .hero-dial { width: min(300px, 80%); order: -1; } }

/* Dial motif: a clock bezel whose orange arc is "paid on time" */
.dial-arc { stroke-dasharray: 700; stroke-dashoffset: 700; animation: sweep 1.8s cubic-bezier(.2,.7,.2,1) .3s forwards; }
.dial-hand { transform-origin: 200px 200px; transform: rotate(-120deg); animation: hand 1.8s cubic-bezier(.2,.7,.2,1) .3s forwards; }
@keyframes sweep { to { stroke-dashoffset: 175; } }
@keyframes hand { to { transform: rotate(150deg); } }
@media (prefers-reduced-motion: reduce) {
  .dial-arc { animation: none; stroke-dashoffset: 175; }
  .dial-hand { animation: none; transform: rotate(150deg); }
  html { scroll-behavior: auto; }
  .btn, .card { transition: none; }
}

/* Currency strip: the five markets served */
.markets { display: grid; grid-template-columns: repeat(5, minmax(0, 1fr)); border-top: 1px solid rgba(255,255,255,.12); margin-top: clamp(40px, 6vw, 72px); }
.market { padding: 16px 12px 4px; border-right: 1px solid rgba(255,255,255,.12); display: grid; gap: 2px; }
.market:last-child { border-right: 0; }
.market b { font-family: var(--mono); font-size: 1.05rem; color: var(--orange); font-weight: 500; letter-spacing: .06em; }
.market span { font-size: .9rem; color: var(--on-dark-muted); }
@media (max-width: 640px) { .markets { grid-template-columns: repeat(2, minmax(0,1fr)); } .market { border-bottom: 1px solid rgba(255,255,255,.12); } .market:nth-child(2n) { border-right: 0; } .market:last-child { grid-column: 1 / -1; border-bottom: 0; } }

/* Cards */
.grid-3 { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 20px; }
.grid-2 { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 20px; }
@media (max-width: 900px) { .grid-3 { grid-template-columns: repeat(2, minmax(0, 1fr)); } }
@media (max-width: 620px) { .grid-3, .grid-2 { grid-template-columns: 1fr; } }
.card { background: var(--paper); border: 1px solid var(--line); border-radius: var(--radius); padding: 26px; display: grid; gap: 12px; align-content: start; transition: transform .2s ease, box-shadow .2s ease, border-color .2s ease; }
a.card { color: inherit; text-decoration: none; }
a.card:hover { transform: translateY(-3px); box-shadow: 0 16px 32px -20px rgba(11,46,26,.45); border-color: var(--forest-3); color: inherit; }
.card .ico { width: 44px; height: 44px; border-radius: 10px; background: var(--field); display: grid; place-items: center; color: var(--forest-3); }
.card p { color: var(--muted); font-size: .98rem; }
.card .more { font-weight: 700; color: var(--orange-ink); font-size: .95rem; }

/* Steps (a real sequence, so numbered) */
.steps { list-style: none; margin: 0; padding: 0; display: grid; grid-template-columns: repeat(4, minmax(0,1fr)); gap: 0; counter-reset: s; }
.steps li { position: relative; padding: 28px 24px 0 0; border-top: 2px solid var(--line); display: grid; gap: 10px; align-content: start; }
.steps li::before { counter-increment: s; content: counter(s, decimal-leading-zero); font-family: var(--mono); color: var(--orange-ink); font-size: .9rem; letter-spacing: .1em; }
.steps li::after { content: ""; position: absolute; top: -7px; left: 0; width: 12px; height: 12px; border-radius: 50%; background: var(--orange); }
.steps p { color: var(--muted); font-size: .98rem; }
.dark .steps li { border-top-color: rgba(255,255,255,.18); }
.dark .steps p { color: var(--on-dark-muted); }
.dark .steps li::before { color: var(--orange); }
@media (max-width: 860px) { .steps { grid-template-columns: 1fr 1fr; row-gap: 32px; } }
@media (max-width: 520px) { .steps { grid-template-columns: 1fr; } }

/* Split / prose */
.split { display: grid; grid-template-columns: minmax(0, .8fr) minmax(0, 1.2fr); gap: clamp(28px, 5vw, 72px); align-items: start; }
@media (max-width: 860px) { .split { grid-template-columns: 1fr; } }
.prose { display: grid; gap: 16px; }
.prose h2 { font-size: 1.5rem; margin-top: 16px; }
.prose ul { margin: 0; padding-left: 1.2em; max-width: 65ch; display: grid; gap: 6px; }

/* CTA band */
.cta-band { background: var(--orange); color: var(--forest); }
.cta-band .wrap { display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between; gap: 20px; padding-block: 40px; }
.cta-band h2 { font-size: clamp(1.5rem, 3vw, 2.1rem); }
.cta-band .btn { background: var(--forest); color: var(--on-dark); }
.cta-band .btn:hover { background: var(--forest-2); color: #fff; }

/* Forms */
.form { background: var(--paper); border: 1px solid var(--line); border-radius: var(--radius); padding: clamp(20px, 4vw, 36px); display: grid; gap: 18px; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }
@media (max-width: 620px) { .form-row { grid-template-columns: 1fr; } }
.field { display: grid; gap: 6px; min-width: 0; }
.field label, .field legend { font-weight: 600; font-size: .95rem; }
.field .req { color: var(--danger); }
.field .hint { font-size: .85rem; color: var(--muted); }
input, select, textarea { font: inherit; font-size: 1rem; width: 100%; min-height: 48px; padding: 10px 14px; border: 1.5px solid var(--line); border-radius: 8px; background: #fbfdfa; color: var(--ink); }
textarea { min-height: 130px; resize: vertical; }
input:focus, select:focus, textarea:focus { outline: none; border-color: var(--forest-3); box-shadow: 0 0 0 3px rgba(245,130,20,.35); }
input[aria-invalid="true"], select[aria-invalid="true"], textarea[aria-invalid="true"] { border-color: var(--danger); }
.check { display: grid; grid-template-columns: 24px 1fr; gap: 12px; align-items: start; font-size: .95rem; }
.check input { width: 22px; height: 22px; min-height: 0; margin-top: 2px; accent-color: var(--forest-3); }
.hp { position: absolute; left: -5000px; width: 1px; height: 1px; overflow: hidden; }
.status { border-radius: 8px; padding: 12px 16px; font-weight: 600; }
.status.ok { background: #e3f1e6; color: var(--ok); }
.status.err { background: #f8e4e2; color: var(--danger); }
.dark .form { color: var(--ink); }
.notify { display: flex; flex-wrap: wrap; gap: 10px; max-width: 520px; }
.notify input { flex: 1 1 240px; background: rgba(255,255,255,.96); border-color: transparent; }
.notify .status { flex-basis: 100%; }

/* Contact list */
.facts { display: grid; gap: 0; margin: 0; }
.facts div { display: grid; grid-template-columns: 150px 1fr; gap: 16px; padding: 16px 0; border-bottom: 1px solid var(--line); }
.facts dt { font-family: var(--mono); font-size: .8rem; letter-spacing: .12em; text-transform: uppercase; color: var(--muted); padding-top: 3px; }
.facts dd { margin: 0; font-weight: 600; }
@media (max-width: 520px) { .facts div { grid-template-columns: 1fr; gap: 4px; } }

.tag { display: inline-block; font-family: var(--mono); font-size: .72rem; letter-spacing: .12em; text-transform: uppercase; background: rgba(245,130,20,.16); color: var(--orange-ink); padding: 4px 10px; border-radius: 999px; font-weight: 500; }
.dark .tag { color: var(--orange); }

/* Footer */
.site-footer { background: #071f11; color: var(--on-dark-muted); padding-block: 56px 32px; font-size: .95rem; }
.site-footer .top { display: grid; grid-template-columns: minmax(0, 1.4fr) repeat(2, minmax(0, 1fr)); gap: 32px; padding-bottom: 32px; border-bottom: 1px solid rgba(255,255,255,.1); }
.site-footer h3 { color: var(--on-dark); font-size: .8rem; font-family: var(--mono); font-weight: 500; letter-spacing: .14em; text-transform: uppercase; margin-bottom: 12px; font-variation-settings: normal; }
.site-footer ul { list-style: none; margin: 0; padding: 0; display: grid; gap: 4px; }
.site-footer a { color: var(--on-dark); text-decoration: none; display: inline-block; padding: 6px 0; }
.site-footer a:hover { color: var(--orange); }
.site-footer .legal { padding-top: 24px; display: grid; gap: 12px; font-size: .85rem; }
.site-footer .legal p { max-width: 90ch; }
.socials { display: flex; flex-wrap: wrap; gap: 8px; margin-top: 14px; }
.socials span { font-size: .8rem; border: 1px solid rgba(255,255,255,.18); border-radius: 999px; padding: 4px 10px; }
@media (max-width: 760px) { .site-footer .top { grid-template-columns: 1fr 1fr; } .site-footer .top > :first-child { grid-column: 1 / -1; } }

.center { text-align: center; justify-items: center; }
.mt { margin-top: 28px; }

/* v1 review fixes */
.tag { justify-self: start; }
.hero .lede, .page-hero .lede { color: var(--on-dark-muted); }
.hero .wrap + .wrap { display: block; }
.site-footer a { padding: 10px 0; }